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A Realtors Perspective Of Pike Township In Marion County Indiana...

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Pike Home Sales Data

____________________________________________________________________

As of 1/13/2021

Condos on market – 9
Homes on market – 20
Average price of listed homes/condos – $346,391
Sold in last 180 days – 700
Average sale price in last 180 days – $207,708
Median sale price  in last 180 days – $179,000
Average days on market (sold) last 180 days – 14
Pending sales – 115
Average discount from list –  5/10 of 1 percent
Average $ per square foot – condos – $86.49
Average $ per square foot – houses – $118.50

Data taken from Metropolitan Indianapolis Board of Realtors (MIBOR) Broker Listing Cooperative (BLC) – Information Deemed Reliable, but not Guaranteed

____________________________________________________________________

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Looking For A Brand New House In Pike?

LivingInPike.com Posted on September 12, 2019 by TimOctober 2, 2019

Builders and developers are getting scare in Pike Township. 15 years ago there were plenty. We were at the peak of the housing market. A builder could build a starter home for around $125,000 and would sell out a community very quickly. Today builders say they can’t afford to build starter homes anymore. There is no profit in them. What they like are $300,000 homes.

In The Past

The last starter home community that went up in Pike Township was Bentwood Springs. A small community of 55 homes located near 71st and Highland Road. The land was owned by Pike Schools and sold to Arbor Homes. Arbor started building in 2016 and sold all homes by 2017. These traditional homes were priced between $150,000 and $200,000 depending on style and upgrades. There seemed to be a huge demand for this price point in new homes.

The last community that was built in Pike was Woods At Traders Point. A 77 home community located near 75th and Marsh Road. A developer bought the land which was an estate. He then sold it to Westport Homes. When Westport wanted zoning and presented to Pike Township Residents Association, they tried to sell it as an empty nester community. The houses were very modern and had a lot of nice features. They were priced between $300,000 and $500,000. At the time, 80 percent of the homes sold in Pike were under $175,000. Only 7 percent of the homes sold in Pike were at this communities price point. I believed it would take them 6 years to sell out. I was wrong. Started in 2015, it took about 2.5 years to sell out. It seems there was a demand.

Coming Attractions In Pike

Last year Davis Homes negotiated to buy Midwest Softball property located at 7511 New Augusta Road. It was dependent on if they could get proper zoning to build there 3 tier community. They proposed senior apartments, patio homes, and single-family home, each in there own areas of the property. The single-family homes were going to be on the east end of the property. The northwest property area would house the senior apartments and the southwest area would be the patio homes. The residents of Crooked Creek Heights West were very concerned that the new community would lower their property values. Brad Davis assured them that his new single-family homes would be at or higher market value than their present homes. Here are more details. Brad gave the impression that they would have started by now with their construction. Nothing has happened. Today I communicated with Jerrod Klein, Davis Homes Vice President of Sales & Marketing to get an update. He said, “We hope to begin development work over the winter and have an ability to start pulling home building permits by Fall of 2020.” When asked if they would do the 3 tiered community in stages, he responded: “At this point, we are planning to develop in a manner that would allow some of each.” The community will be called Ashton.

Cheswick near 38th and Kessler Blvd. North Drive never really got finished. Although M/I Homes built over 200 homes over an 11-year span, started in 2005, there is still a strip of property at the west end that was never developed. Now Pyatt Builders wants to build 29 houses on it. The challenge is that they need to modify a couple of commitments on the property before they can start building. They were supposed to present to Pike Township Residents Association last night at their meeting but canceled. Most likely they will present next month at the meeting. At his point, I would assume that they are wanting to build the same style and price point as the rest of Cheswick. Won’t know until I hear them present their proposal at the next PTRA meeting.

The Future

I doubt there will be very many new communities in Pike unless they are very small. Builders generally like to build at least 100 houses at a time. Plus they like to cram as many lots into a community as they can. The City of Indy, PTRA and Pike schools frown on this. Traders Point area is out of the question. They now have restrictions on development. Where does that leave the builder? I suspect that if a builder wanted to start a new community in Pike, they would have to buy up a lot of properties grouped together and tear down the old and build the new. Only time will tell.

Posted in A Look At The Market | Leave a reply

Another Pike Sale…

LivingInPike.com Posted on September 9, 2019 by TimSeptember 9, 2019

This was an interesting one. I am a Board member on Pike Township Residents Association. (19 years) Other Board members sometimes give me referrals. This was one of those occasions. I was given the phone number of one of 4 siblings. Their mother owned the house. Because of health reasons, they had moved her out and were in the process of trying to sell her house.

First time I saw the house, all 4 siblings were there going through all their mother’s possessions. The eldest son had power of attorney and was the decision-maker/signer.

The house was in an older Pike community (1971) and had a few modifications. A dining room wall had been taken down to open up the kitchen/eating area and a half bath had been turned into a full bath. All in all this 3 bedroom, 2 bath was very saleable. The eldest son (from Texas) was thinking about making the family room/bonus room into a bedroom. MIBOR says in order to call it a bedroom; it has to have a closet. He thought this would improve the value of the house. Most houses in this community only had 2 or 3 bedrooms. There did not seem to be a premium for 4 bedrooms. I told him not to waste his time and money on building a closet. He agreed.

After 2 weeks of cleaning out the house, he called to me list the house. When I drove up to the house, I was amazed at the yard work that they had done. The curb appeal was fantastic. When I walked in, it seemed like a different house. They had moved everything out and cleaned the place thoroughly.

He signed all the documents; I put the lockbox on the front door and the For Sale sign in the front yard and headed back to my office. As I sat down at my desk, my phone rang. I answered and it was a buyer call about the house. Apparently they had seen my sign. I answered their questions and hung up. I entered the listing information into the Broker Listing Cooperative. Within the next 2 hours, there were 6 showing requests from other Realtors.

The following day we had an offer that was higher than the list price. The son accepted it.

Home inspections followed with long and extensive negotiations over repairs. It seemed that the siblings were not aware there were major repairs needed. After some discussions with the son, they decided to pay for them and move forward. The other choice was to not get things repaired, release the sale and wait for another offer. The challenge with that is that major items that are found during an inspection have to be disclosed. Disclosing the major items would limit buyers who would want the house and the buyers who would make an offer would low ball the price.

We were a week away from closing and there was not enough time to have the repairs done before closing. It was decided that if the estimates for the repairs were sent to the title company, they would pay the vendor out of the proceeds of the sale. Raw money passed at the closing table is against HUD rules. It is considered fraud. Having the vendor paid by the title company and putting it on the closing settlement statement is a normal practice. I sent the title company the estimates. They responded that the buyer’s lender would not accept estimates on the settlement statement. I called the vendor and asked if they could send me invoices for the repairs. They said they do not send invoices unless the repairs are paid for. I was in a catch 22 situation.

I had the son send a check to the vendor for the repairs and I got a “Paid In Full” estimate that the buyer’s agent and the buyer accepted. On to closing.

The son was in Texas and we had to do a remote closing for him. This has become very common and seems to be much easier than years ago. The only drawback is an added expense for the seller of about $150. For that price, an authorized notary comes to your home and has you sign all of your documents. They are emailed back to the title company. The notary also overnights the originals back to the title company.

The buyers closing went well. The buyer was very excited. Once she signed the last documents, she stood up and jumped up and down. She was extremely happy.

No two real estate sales are the same. Every transaction has its twists and turns. New agents are astounded by what we have to go through. To me, it is just another day at the office (or should I say in the field.)

Posted in For Sale | Leave a reply

Pike’s Peek September 2019

LivingInPike.com Posted on August 29, 2019 by TimAugust 29, 2019


Click Here For A PDF Of Pike’s peek September 2019

Posted in Misc. | Leave a reply

Mortgages Are Now Available For Borrowers Without Credit Scores

LivingInPike.com Posted on August 22, 2019 by TimAugust 22, 2019


During my early years in real estate, if buyers could breathe, they could get a mortgage. That was before the market downturn in 2008. In fact, from 2003 to 2011 I had 3 transactions where buyers walked away from a closing with a large check in hand.

In those days there was a buyer’s down payment assistance program called NEHEMIAH. It would give the buyer about 3 percent in down payment funds and then charge back the seller along with a fee. NEHEMIAH funds do not exist today BUT if a buyer and a buyers agent worked their numbers, they could lower home-buying costs considerably.

With a reasonable offer on a house and not low balling the price, current buyer assistance programs, seller paid closing costs and property tax credits, you possibly could buy a house with just earnest money. That is usually about 1 percent of the sale price.

Here is an example;

DUE FROM BUYER
$54,500 – Selling price
$1,105 – Closing costs – Normally $3,466 but the buyer got some closing costs paid for by the seller
$55,605 – Due from the buyer

CREDITS
$ 500 – Earnest money
$53,657 – New loan amount
$ 1,635 – NEHEMIAH funds
$ 698 – Property tax credit
$56,489 – Total credits

$55,605 – $56,489 = <$884>

The buyer walked out of the closing with a $884 check in hand.

This was allowed before the market crash. Now you would be hard-pressed to find a lender who would allow this. Now they usually allow credits to the buyer for as much as they put into the transaction. So if the buyer gave $500 earnest money, the most they could receive back would be $500.

After the crash, lenders became very strict. Loans were much harder to get and buyer’s credit had to be above average.

Now it seems that lenders are loosening up. I just read an article where Waterstone Mortgage, a national lender based in Wisconsin and licensed to lend in 48 states, announced that it is now lending to borrowers who do not have a credit history. According to the company, it’s “Non-Traditional Credit Program” will use other payment history indicators like cell phone bills, rent, utilities, and insurance premiums when underwriting a borrower.

If you are ready to buy a house, talk to me and let see what kind of deal we can put together for you.

Posted in Education | Leave a reply

Mayor Hogsett’s Operation Night Light Initiative

LivingInPike.com Posted on August 14, 2019 by TimAugust 14, 2019

Looks like Pike Township is getting some new street lights…

From Mayor’s Neighborhood Advocate Kayla Wright;

As new streets lights are being installed under Mayor Hogsett’s Operation Night Light initiative, I want to keep you informed on the installations around your neighborhood. The following locations are receiving new street lights and anticipated to be installed within eight weeks:

• 2500-3500 block of W 62nd Street (7 new streetlights to be installed)
• 2200-3000 block of W 60th Street (7 new streetlights to be installed)
• 6200-7000 block of Coffman Rd (8 new streetlights to be installed)

Posted in News | Leave a reply

2018 Pike Township Neighborhood Sales and Prices

LivingInPike.com Posted on August 13, 2019 by TimAugust 14, 2019

I have just finished compiling the sales for each neighborhood in Pike. If you are curious as to how many properties have sold in your neighborhood in 2018 and what the average price was, click the link below. You can also compare 2014 property prices (scroll down).

Pike Neighborhood Prices

Would you like to know more about your neighborhood sales? Contact me at 317-319-9012 or tim@lordrealestategroup.com

Posted in A Look At The Market | Leave a reply

From City Council Representative Leroy Robinson

LivingInPike.com Posted on August 3, 2019 by TimAugust 6, 2019

Leroy Robinson represents the northern part of Pike Township. In his area, there has been a property at 8562 Lafayette Road that has been a challenge for the surrounding neighborhoods for the past 4 years. It seems that this property was zoned C4 which is commercial zoning. The owner of the Marathon gas station at 56th and Lafayette Road bought the property and was going to build a gas station there. The Traders Point neighbors spent time and energy trying to stop this from happening. They even built a website that details the ongoing events.

Leroy Robinson recently sent out an email with the following details;

Good day Friends,

Please see my notes from several meetings, regarding the development at the above address. With a collaborative effort, we did spend over two years opposing this development, including many hours testifying at several court hearings and the hiring of several attorneys. The property was subsequently sold to a new owner, who has moved forward with another version of the project.

Please review my notes and let me know if you have any additional questions.

Gas station at 8562 Lafayette Road:

· You will recall that the City was involved in litigation regarding this project.
· Specifically, a neighbor group appealed the issuance of an Improvement Location Permit for the construction of a gas station and convenience store.
· That litigation upheld the legality of the issuance of the Improvement Location Permit and allowed for the construction to proceed.
· The issue was then appealed to state court, after the lower court’s ruling.
· To the best of my knowledge, the City was not a party to any agreement regarding alcohol or tobacco sales or hours of operation and, as such, the City would have no legal basis for enforcing such an agreement.
· It would appear that the referenced agreement was a private agreement between the gas station developer and the neighborhood group and is a private matter between those parties.
· I have no information available to me regarding the name change and the City does not regulate the hours of operation for gas stations/convenience stores.
· The Assessor’s office lists the owner of the property as Star Ventures Real Estate, Inc. Information from the Secretary of State website regarding this entity is attached.
· They did agree to these hours:
· “We would agree for 2018 through 2023 that we will not be open after 12 midnight and we will not open before 5 AM. It is our plan to be open from 6 AM until 10 PM Monday through Saturday and from 8 AM to 9 PM on Sunday.”
· I don’t believe there is any restriction on them selling tobacco (and wasn’t for the previous developers).
· Regarding the Alcohol permit, they would have to apply for a new license.
· Based on the Alcohol and Tobacco Commission’s previous ruling, it is unlikely it would be successful. Even if they did apply, notice would have to be given and the residents would have the opportunity to appear before the board.
· I am unaware of what caused the Valero to Shell switch.

Thank you,

Leroy Robinson
Councillor: District 1
City-County Council
200 East Washington Street
Room T-241
Indianapolis, IN. 46204

Office: 317-327-4242
Fax: 317-327-4230
Cell: 317-502-0272

Posted in Misc. | Leave a reply

ToxDrop

LivingInPike.com Posted on August 3, 2019 by TimAugust 20, 2019

Things were busy at the ToxDrop this morning. There were about 20 cars ahead of me and 20 cars behind me. It moved fast and seemed very efficient.

Dispose of unwanted and unused household hazardous waste on;
First Saturday of each month, 9 a.m. – 2 p.m.
Traders Point Collection Facility
7550 N. Lafayette Rd.

ToxDrop services are only for residents of Marion County.

They collect;

Adhesives
Aerosol cans
Air fresheners
Ammonia
Bathroom cleaners
Brake fluid
Carpet cleaners
Chlorine bleach
Compact fluorescent light bulbs
Detergents
Electronics (find a list of acceptable electronics here)
Fire extinguishers
Floor wax
Fluorescent light tubes
Furniture polish
Gasoline
Glue
Herbicides
Insecticides
Lead-acid batteries
Lighter fluid
Elemental mercury
Moth crystals
Used cooking oil
Used motor oil
Oven cleaner
Paint
Paint stripper
Paint thinner
Pesticides Pool chemicals
Propane tanks (less than 20 lbs)
Rock salt
Stain removers
Thermostats
Thermometers
Wood stains
Wood varnishes

These items are not meant to be thrown in regular trash cans and dumpsters.

Posted in Misc. | Leave a reply

The Perfect Neighborhood

LivingInPike.com Posted on August 1, 2019 by TimAugust 1, 2019

I get asked what is the perfect neighborhood in Pike Township. My first response is “define perfect”. “Perfect” can be so subjective. Are you looking for;

• Perfect value/price
• Perfect appreciation
• Perfect schools
• Perfect appearance
• Perfect age
• Perfect neighbors
• Perfect amenities
• Perfect floor plan
• Perfect crime rate
• Perfect drive time to work

I don’t think there is a house in Pike that can meet all the above criteria plus what you might have in mind.

Yes, there are a lot of great neighborhoods that meet a lot of the perfect criteria but unfortunately it is impossible to predict the future. Things change.

Here are 4 things that I have learned in the past 17 years;

• The neighborhood needs a nice-looking entrance sign. This tells me that the homeowners association is active and doing its job. My neighborhood just spent $20,000 on 3 new signs. All of a sudden a condo was sold 15K higher than ever before.

• Minimal cars on the streets and driveways. Years ago there was a neighborhood in Pike that was only 2 blocks long. I counted 94 cars in the streets and driveways. It was a challenge to drive down the street without hitting something. This is not good for fire trucks, ambulances, and school buses.

• Curb appearances need to be above average. Are lawns kept up and cut? Are bushes trimmed? Does it look like owners have pride of ownership? This will attract buyers. The only way a neighborhood will appreciate is through sales. With sales you have comparables. This is what appraisers use to price a house. Usually, they only look at sales in the past 6 months.

• Neighborhoods go through changes. What might look good today may change over the next 5 years. What makes it change? The people that live in the neighborhood. Are they paying their homeowner association dues? Is the Board of Directors following up? Is there enough money to maintain the common areas and amenities? These things are important to a neighborhood.

This is where I have an advantage. I have lived in Pike Township for the past 30 years. I have shown 100’s of houses in Pike Township and sold quite a few. I am familiar with most neighborhoods and know their sales histories and price points.

I may not be able to find you your perfect neighborhood, but I can probably come close.

Posted in A Look At The Market | Leave a reply

A Zoning Nightmare

LivingInPike.com Posted on July 22, 2019 by TimJuly 22, 2019

How would you like to come home after work one day and find out that a gas station is going to be built in the middle of your neighborhood?

Would you like to see a new house going up in the parking lot of a neighborhood shopping center?

Your neighbor just built a do it yourself addition to the side of their house and it extends to an inch of the property line. Is this reasonable?

Fortunately, the City of Indianapolis has zoning ordinances which prohibit these kinds of things. Zoning ordinances have been around for decades. There was a 625-page revision to the ordinances in 2015 and a 642-page revision in 2018. Revisions are made because of technology, traffic flow, environmental reasons, property value reasons (gives the city more property tax revenues), political climate, etc. Indy Rezone

As a Realtor, I was fortunate to find out about the Pike Township Residents Association (ptra.net) about 20 years ago. PTRA is an organization that hears presentations from builders, developers, homeowners, attorneys, etc. regarding zoning and zoning variances. The Board of Directors votes on the presentation. Although our vote is not binding, it weighs heavily with Indianapolis Zoning who makes the final decision.

I have seen hundreds of presentations asking for many types of zoning and zoning variances over the past 20 years. It has helped me see the numerous changes in Pike Township and how they came about. It is tremendous training for a Realtor. I was privy to information of new communities going into Pike usually a year or two in advance and how they might affect property values.
The meetings are open to the public. Neighbors are notified of zoning changes and variances if close by. It is interesting to hear their thoughts and concerns. Some are very well thought out.

Pike is very fortunate to have an organization like this. We are one of the few townships that do.

Posted in Misc. | Leave a reply

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timlordrealtorTim Lord@timlordrealtor·
16 Mar

Italy is canceling mortgage bills – can the U.S. do that? Probably not.

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Realtor Breakfast at Pike Township High School - https://go.shr.lc/2On9TIW

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11 Sep 2019

Pike Township Residents Association meeting tonight at the Government Building at 5665 Lafayette Road at 7:00 PM.

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Pike Links

  • Government

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    • Janice McHenry – City County Council – District 6
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  • About Tim Lord

    Tim Lord has been a Realtor for over eighteen years. In late 2016, Tim opened Lord Real Estate Group. He prides himself on understanding client needs and working tirelessly on their behalf. Althought familiar with several central Indiana communities, living in Pike Township over the past thirty years has created a level of awareness for the area that is second to none. Tim's knowledge of internet marketing is also critical in successfully navigating today's real estate market. His involvement in area community organizations has created a personal connection that contributes to his being the expert in Pike Township. In addition to the local groups, Tim is a member of several industry associations.

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